Eli Levine, Chavez Cheong, Ridge Ren, Emily Leung, Sam Wolter Introduction According to the 2000 Census, the state of Washington possessed 2.45 million housing units.[1] Out of the occupied housing units, 64.6 percent were owner-occupied while 35.4 percent were renter-occupied. By 2010, the number of housing units in Washington had grown to almost 2.89 million[2] Continue Reading »
By: Emily Leung, Eli Levine, Chavez Cheong, Ridge Ren, Sam Wolter State Introduction Between 2000 and 2010, Virginia’s population grew 13.1%, exceeding the 9.7% nationwide growth rate over the same period. The state’s population growth contributed to an increase in the housing stock, from just over 2.9 million units in 2000 to nearly 3.4 million Continue Reading »
Eli Levine & Chavez Cheong Introduction In the state of Massachusetts, the Division of Banks regulates all financial services and all Mortgage Enforcement Actions (MEAs) for the state of Massachusetts are publicly accessible via their website.[1] Our project sought to first extract, and then to analyze the text of these MEAs to deepen our understanding Continue Reading »
Eli Levine, Chavez Cheong, Sam Wolter Introduction This memo analyzes mortgage enforcement actions (MEAs) issued in the State of Ohio. It is based on data derived from the records of the Ohio Department of Commerce’s (DoC) Division of Financial Institutions (DFI), the state agency responsible for mortgage regulation. Our project sought to first extract, then Continue Reading »
Eli Levine, Chavez Cheong, Ridge Ren, Emily Leung, Sam Wolter Introduction Bordering Mexico, California, Nevada, Utah, and New Mexico, Arizona has a population greater than 7.5 million and is often a hotspot for migration. Between 2006 and 2010, the population grew from 6.19 million to 6.39 million, which contributed to a steep increase in home Continue Reading »
by Eli Levine, Chavez Cheong, Ridge Ren, Emily Leung, Sam Wolter Introduction Beginning in Summer 2021 as a Duke Data+ project and drawing on the research of Justina Zou in the 2019-20 academic year, the American Predatory Lending (APL) Data subteam aimed to take a data-driven approach to understanding the 2008 Global Financial Crisis (GFC) Continue Reading »
by Eli Levine, Chavez Cheong, Ridge Ren, Emily Leung, Sam Wolter Introduction: The Struggle with Acquiring State-Level Data Policy analysis focuses on available data and realized outcomes. Having a large amount of publicly accessible data provided by various government institutions at all levels enables researchers to analyze the effectiveness of different policies, and in general, Continue Reading »
