Archive: December 2021

charlie zong - Charlie Zong

Charlie Zong

Posted on December 28, 2021

As an undergraduate student at Duke University, Charlie Zong studied philosophy with a certificate in policy, journalism, and media studies. For 2019-2020, he contributed to the legislative analysis and oral history teams. For 2020-2021, he contributed to the business analysis and technology teams. He worked on a project to analyze differing definitions of “predatory lending” Continue Reading »

Justina Zou - Justina Zou

Justina Zou

Posted on December 28, 2021

As an undergraduate student at Duke University, Justina Zou studied statistical science and computer science. From 2019-2020, she worked on the data analysis team and website development. Zou was interested in how data can be used to generate insights in policy making and regulatory efforts.

Ahana Sen - Ahana Sen

Ahana Sen

Posted on December 28, 2021

As an undergraduate at Duke University, Ahana Sen studied mathematics and computer science. From 2019-2020, she worked on the data analysis and web development teams. She was interested in the way that data can be combined with personal narratives to provide clarity to complicated concepts like predatory lending.

cameron polo - Cameron Polo

Cameron Polo

Posted on December 28, 2021

As an undergraduate student at Duke University, Cameron Polo studied economics, finance, and psychology. From 2019-2020, he worked on data analysis and website development. Polo was interested in the secondary mortgage market and the role that mortgage-related securitized products and asset classes played in magnifying the global financial crisis.

Maria Paz Rios - Maria Paz Rios

Maria Paz Rios

Posted on December 28, 2021

As an undergraduate student at Duke University, Maria Paz Rios studied mathematics, history, and music. She worked on oral histories. Maria was interested in the intersection between law and finance, especially within the context of the run-up to the Global Financial Crisis.

jessie xu - Jessie Xu

Jessie Xu

Posted on December 28, 2021

As an undergraduate at Duke University, Jessie Xu studied public policy and economics. She worked on data analysis of the business perspective toward the crisis, and a legislative analysis focused on the 1999 Anti-Predatory Lending Law. As a result of joining the team, Jessie was interested in pursuing a career in banking regulation and consumer Continue Reading »

andrew oshaughnessy - Andrew O'Shaughnessy

Andrew O’Shaughnessy

Posted on December 28, 2021

Andrew J. O’Shaughnessy was a J.D. candidate at the Duke University School of Law. He conducted legal research and interviewed legal professionals for the oral history project. O’Shaughnessy was interested in the popular credibility of U.S. institutions and their ability to adapt to novel shocks.

Callie Naughton - Callie Naughton

Callie Naughton

Posted on December 28, 2021

As a graduate student at Duke University, Callie Naughton was a Master of Public Policy Candidate and a Master of Business Administration candidate. For 2019-2020, she served as an oral history sub-team lead. Naughton was interested in consumer financial protection and how markets distribute financial risk.

hayley lawrence - Hayley Lawrence

Hayley Lawrence

Posted on December 28, 2021

Hayley Lawrence was a JD/LLM candidate at the Duke University School of Law. She received her BA in public policy from the University of Virginia in 2016. She worked on the legislative analysis team, and she wrote an academic paper about comparative consumer protection policy in the years preceding the 2008 Financial Crisis. Lawrence was Continue Reading »

clare holtzman - Clare Holtzman

Clare Holtzman

Posted on December 28, 2021

A J.D./LLM-ICL candidate at Duke University, Clare Holtzman studies international and comparative law. She conducts oral history interviews and policy research related to predatory lending laws. Holtzman is interested in understanding how regulatory and systemic factors contribute to or prevent predatory lending practices.

Kate Coulter - Kate Coulter

Kate Coulter

Posted on December 28, 2021

As a graduate student at Duke University, Kate Coulter was a Master of Interdisciplinary Data Science candidate. Kate was the project manager for 2019-2020 and served as a data analysis lead and marketing team member. Kate was interested in analyzing the media’s role in how the global financial crisis is remembered today.

sean nguyen - Sean Nguyen

Sean Nguyen

Posted on December 28, 2021

Sean Nguyen was an undergraduate student at the University of North Carolina at Chapel Hill. He worked on legislation analyses and oral histories. Nguyen was interested in the secondary mortgage market, and how our financial lending system can be made more inclusive to all Americans.

kate karstens - Kate Karstens

Kate Karstens

Posted on December 28, 2021

Kate Karstens was an undergraduate student at the University of North Carolina at Chapel Hill studying sociology and statistics. She worked on media relations, oral histories, and legislation analyses. Karstens was interested in the role of race in discriminatory lending, and the long-term health and financial impacts of foreclosure on individuals.

joseph edwards - Joseph Edwards

Joseph Edwards

Posted on December 28, 2021

As an undergraduate student at Duke University, Joseph Edwards studied economics and computer science. Within the APL team, he worked on data analysis and technology teams. Edwards was interested in using data to tell a story that is bolstered by first-person testimonials.

despina chouliara - Despina Chouliara

Despina Chouliara

Posted on December 28, 2021

As an undergraduate student at Duke University, Despina Chouliara studied mathematics and economics. Within the APL team, she worked on data and legislative analysis. Raised in Greece, Chouliara was interested in deepening her knowledge of the causes of the 2008 crisis, considering the Great Recession triggered Greece’s severe economic crisis.

default person - Andrew Carlins

Andrew Carlins

Posted on December 28, 2021

As an undergraduate student at Duke University, Andrew Carlins studied economics, history and ethics. Within the APL team, he worked on oral history and website development. Carlins is interested in using storytelling as a tool to record history and create dialogue relating to financial systems.

michael cai - Michael Cai

Michael Cai

Posted on December 28, 2021

As an undergraduate student at Duke University, Michael Cai majored in statistics & economics with a minor in history. Within the American Predatory Lending team, he worked on the oral history and legislative analysis teams. Cai was interested in understanding the warning signals preceding the 2008 financial crisis, as well as what lessons could be Continue Reading »