Johnnie Larrie, Managing Attorney of the Consumer Practice Group at Legal Aid of North Carolina, Inc. (LANC)

Part 1

Part 2

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Summary: Reflecting on her work as the managing attorney of the consumer practice group at Legal Aid of North Carolina, Johnnie Larrie offers her perspective on foreclosure court proceedings, the ails of social policy, and the role of post-2008 federal relief efforts like the Troubled Asset Relief Program and the Home Affordable Modification Program. Larrie recounts her experiences with clients who received loan offers that they had no chance of paying. In doing so, she explains the tactics employed by brokers, the lack of transparency that allowed unlicensed individuals to act as brokers, and the degree to which relief programs helped or even hurt her clients. She argues that policy makers should increase their focus on protecting low-income constituents and supporting grassroots organizations.

Biography: Dr. Johnnie Larrie is Managing Attorney of the Consumer Practice Group at Legal Aid of North Carolina, Inc. (LANC). There she leads the Economic Justice Initiative, which supports the Mortgage Foreclosure Defense Project. The Project trains attorneys and paralegals in foreclosure defense and general consumer litigation defense work in North Carolina. Prior to her time at Legal Aid, Dr. Larrie has held a number of leadership positions with organizations engaged in community economic development in North Carolina. These included the North Carolina Institute of Minority Economic Development and the Community Reinvestment Association of North Carolina. Dr. Larrie received her M.A. and PhD in Public Administration from North Carolina State University. She also received a J.D. from Boston University School of Law and is a graduate of Canisius College in Buffalo, New York.